Is buying insurance Biblical? The fact is, you don't know what the future
holds, and so it is the wise steward who is prepared. Because in general,
we do know that there will be times of sickness and death in our family. Since everyone becomes sick at some time, and everyone eventually dies. And because we don't know exactly when, a conscientious Christian will prepare for those things that he knows will come. The Old Testament saints
saved money, prepared for their deaths and oversaw the future dividing of
the inheritance among their children. And they were wise stewards in doing
so. They were not considered those who were lacking faith or trust in God. Preparing to leave your children the means to carry on after you are gone has nothing to do with a lack of trust in the Lord. It is simply good
planning. Likewise, managing your funds for them ahead of time is the
product of being a good and wise steward, and is not a lack of trust.
Luke 14:28-30
"For which of you, intending to build a tower, sitteth not down first, and
counteth the cost, whether he have sufficient to finish it? Lest haply, after he hath laid the foundation, and is not able to finish it, all that behold it begin to mock him, Saying, This man began to build, and was not able to finish."
Thus, a Christian, saving funds for bricks, without a plan to see it to
its conclusion, is seen as foolish, and not a wise trusting Christian. As
I see it, the problem is that some Christians confuse trust in God with
living their lives looking for miracles. We are not tasked to live
irresponsibly or foolishly, without any wisdom for the future. True trust
in God does not mean we make careless or reckless decisions, waiting on a
miracle of God providing. For example, having trust that God will care for
us does not mean that we can walk across a busy street without looking
both ways, trusting that God will stop all cars. It doesn't mean that we
can swim in an alligator infested river trusting God will shut the
Alligator's mouth. It doesn't mean that we can walk through a neighborhood
of thugs with hundred dollar bills hanging from our pockets. Because we
also have the common sense and responsibility that comes with trust and
faith in God. One works along with the other. Just as God is the one who
truly draws people to Himself in salvation, yet He also expects Christians
to go forth and work in bearing witness to the gospel that people might be
saved. That's our duty. So this argument that, "if we take financial
action to care for ourselves or our family, then it is a sign of a lack of
trust," is fatally flawed. Having faith and trust in God does not mean
that we'll never have serious sicknesses, accidents or unforeseen
calamities that require additional funds. And if that is the case, then
wisdom would have us prepare for that eventuality if we are able to do so.
And it is not that they might come, but because sooner or later they
always come. No one goes through life without sickness and/or death. And
unless we are rich beyond the average soul, these both require a lot of
funds we won't generally have on hand. This problem is easily alleviated
with having insurance. As good Christians we need to understand that faith
is not blindly going through life oblivious to our mortality and the
massive expenses left behind. |
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